Whenever you are in doubt about your coverage it is important to ask directly. Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. Advertised example rates are returned based on the driver's self-reported data, by comparing their current reported premium against their new policy premium, and the driver meeting certain criteria. Pays for loss of income while your vehicle is being repaired. Collision Damage Waiver (CDW)/Loss Damage Waiver. Geico Announces Auto Insurance Rate Increase. Turo sells its own protection plans that range from 15% to 100% of the trip price. I've heard your opinion in a few places about renting someone else's. The consent submitted will only be used for data processing originating from this website. Turo's Basic Insurance Plan This plan covers physical damage to the car you're driving up but not beyond to its actual cash value. If your primary car insurance company wont cover you for placing your car on Turo, you can buy supplemental coverage from Turo through Liberty Mutual. You got a great rate on a car for the week, and youre ready to go on vacation with the family. Turo refers to vehicle owners who rent out their cars through Turo as "hosts" (just like Airbnb). Car Sharing Insurance: For Zipcar, Turo & Others - WalletHub coronavirus pandemic wrecked the car rental industry, Not just for flights: Save money on summer road trips with points and miles, Cant find a car rental? Be sure you get your approval/confirmation in writing and keep that document so if there is a claim, you can point back to it and say you verified before rental. I answered no but I wondered if theyd deny coverage if I said yes. 11 common rental car mistakes and how to avoid them, When to buy travel insurance versus when to rely on credit card protections, Do Not Sell or Share My Personal Information, 5x on travel purchased through Chase Ultimate Rewards. Disclaimer: The advertisers appearing on this website are clients from which QuinStreet receives compensation (Sponsors). Dont hesitate to call 1-800-947-AUTO (2886) for more inquiries. Check here before booking an award fare. For instance, the 90 Plan simply means that totally all trips taken in a day, 90% of the earnings would be allocated to the owner (host), while 10% would be kept for insurance. However, you may be covered if you rent from a commercial car rental agency that's a Turo commercial host. Most rental companies typically have a short, predictable suite of rental vehicle insurance offerings. You can rely on our experienced lawyer to carefully analyze the facts of your case to prove the facts necessary. Or, if youre looking for a new auto policy, compare car insurance and see why GEICO is the right choice. And, the credit card collision damage waiver won't cover injuries to you, your passengers or pedestrians involved in the accident. Progressive does cover Turo. No, you cannot add someone who doesn't live with you to your car insurance in most cases. According to Turo, "all host protection plans in the United States come standard with $750,000* in third-party liability insurance issued to Turo under a policy from Travelers, as well as varying levels of contractual reimbursement from Turo for physical damage and theft the level of protection varies with the plan you choose." GEICO Auto Insurance Review - Insurance Panda | Free Auto Insurance Quotes This means your insurance will likely cover another driver in the event of an accident, as long as they had your permission to drive your vehicle. Premium is 35%. She most recently worked in the public sector for the Nevada Department of Transportation. Geico insurance does not cover Turo rentals.