The Forbes Advisor editorial team is independent and objective. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. How to Freeze an American Express Platinum Card - WalletHub This information may be different than what you see when you visit a financial institution, service provider or specific products site. In short, covered purchases are covered for up to 90 days from the date of purchase for up to $10,000 per covered purchase and up to $50,000 per eligible card per calendar year. You must file a claim within 30 days of your covered loss and you can do so online or by calling 800-228-6855. Find out here how we keep you up to date. Editorial Note: We earn a commission from partner links on Forbes Advisor. For full Terms and Conditions, see www.americanexpress.com/PPterms. is no longer available through NerdWallet. The American Express Platinum card purchase protection insures items bought with this card for up to $10,000 per incident and $50,000 per account per year. 961 0 obj <> endobj Please visit americanexpress.com/benefitsguide for more details. That proof of loss depends on the circumstances. In other words, if your item gets damaged when being shipped by FedEx, UPS or similar, it may not be covered under Amexs Purchase Protection (it may however be eligible for some reimbursement by filing a claim through the third-party carrier). Buts its still "status open" now and have no update. Do not sell or share my personal information. We'll run a soft credit check to find special offers, but it wont affect your credit score. 4. Offer ends 3/29/23. This post contains references to products from one or more of our advertisers. Nonetheless, this useful benefit can save you hundreds (maybe thousands) if you have the misfortune of theft or damage on a covered purchased item within 90 days of purchasing the item. All financial products, shopping products and services are presented without warranty. Return Protection1 This should be covered under lost item assuming you have the receipt etc. Purchase Protection is an embedded benefit of your Card Membership and requires no enrollment. A Step-by-Step Guide to Filing a Return Protection Claim With Amex By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. This benefit is limited to $1,000 annually. However, this does not influence our evaluations. Return protection differs from AmEx's purchase protection, which covers you if a purchase is lost or stolen within 90 days. For most claims, you'll typically need to submit: A copy of your credit card statement with the purchase. Editors note: This is a recurring post, regularly updated with new information. AmEx purchase protection excludes a long list of types of purchases, including: Antiques, artwork and previously used items.

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